As you probably know, you have the right to cancel your mortgage application within 3 business days according to the Truth-In-Lending Simplification And Reform Act of 1980 (Public Law 96-221).
The interesting question is: within 3 days of what?
Within 3 days of the time that BOTH of these two conditions are fulfilled: signing of the application, AND FULL DISCLOSURE of the terms of the agreement.
But have you yet received full disclosure of all terms of the agreement?
This is the foundation of our "Mortgage Cancellation" process.